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Crypto Is Like a Ponzi Scheme, Says Stephen DiehlSet the record straight and forget the noise. Crypto is not innovation. Crypto is gambling. Crypto is plutocracy. Crypto is financial predation. Crypto is. Stephen Diehl is an entrepreneur and software engineer. His area of expertise is in functional programming language design and financial technology services. He. open.peoplestoken.org is on track to surpass its Dec 22 spot trading volume of b (a month record), beating major competitors like KuCoin and Kraken. Ranking.